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Oh what the hell....

What is the deal with spouses calling on non joint accounts? Grrrr..
Then saying they have every right to access this information.

You know in the back of mind I am thinking like hell you do Buddy this their retirement not yours. AND THIS NOT AN ANNUTIY BITCH

Any ways..
I like how they get all conceding on you and say all this illegal stuff over a recorded line and then when they are just soo made you smile over the phone and say

“I understand your frustration, however this account is not a joint account and you would need a power of attorney.”

And they say BUT I AM SO AND SO BLAH BLAH

“I realize you maybe married to them how ever this is highly illegal to access an account without their consent.”

And then they get scared when I mention it’s a recorded line. So they panic and hang up.

Feh.. Stupid dorks.

I smell divorce!

Comments

( 7 comments — Leave a comment )
dmo214
Nov. 8th, 2004 05:21 pm (UTC)
I love pointing out stupid people's foibles.
Hmmm... "foibles," you don't see that word often.
sp8cemonkee
Nov. 8th, 2004 06:22 pm (UTC)
I thought the Right to Financial Privacy Act gave a spouse in a community property state the right to access their spouse's account info, whether the account is joint or not. At least, on auto finance loans, it's that way. But we're pretty much the same when it comes to accessing info online, b/c that's constant access and could change many things. crazy.
twilightfenix
Nov. 9th, 2004 04:26 am (UTC)
Yeah but again that is under annuities.
The thing is a 401K they may have started before they were married. Plus they would need a POA order 3rd party access.There is a alot of issues where the spouse did not have permission to access the account. The only time a spouse woul dhave access is when the the owner is dead and they are listed as a spouse and have the proof
thebb73
Nov. 9th, 2004 05:28 am (UTC)
May I pick your professional brain?
I'm signing up for my 401K. Hopefully this week, but I don't know how to split this up the beet for me. Since I still have decades of working in front of me, I can afford to take a few more risks, but I don't know how much more or how to determine how much more. I would really love to hear what you think if you don't mind.
twilightfenix
Nov. 9th, 2004 06:38 am (UTC)
Re: May I pick your professional brain?
Well sure .. you know what we need to do is have you call in and get a pin number so we can look at it online. That we can both look everything and I can show the site and show really cool tools to use to help you out ^_^
thebb73
Nov. 9th, 2004 07:57 am (UTC)
Re: May I pick your professional brain?
I have a pin and would love for you to show me. I have to sign up by the end of next week to get it to start on the right pay check.
twilightfenix
Nov. 9th, 2004 09:51 am (UTC)
Re: May I pick your professional brain?
well if you go to www.401k.com
And log into netbenefits. You can go to planning tab on top and use thier portfilo planner tool. Then at that point that information and go under accounts tab and use investment resources and click on preformance you should see a list of investment option. They are broken into catagories of stock down to short terms [if they are available.] you can click on the funds and see thier performce of them. If you dont understand what they are talking about write down the questions and I will go over it with you when I see you. Go ahead and sign up. you can always change it to new investments at anytime. ^_^
( 7 comments — Leave a comment )